At some point in our lives we’ve all been victim to ATM robberies. I’m not talking about the guy who waits for you to withdraw your cash, then runs up to you in a black mask and steals it from you, no. I’m talking about the ATMs and banks who think they deserve $2-$6 for the privilege of getting your own money. There are few things I hate paying for more than ATM fees. They are unnecessary, expensive and just plain rude. And if you’re only getting $20, that’s a 10-30% transaction fee. Robbery indeed! So let me tell you about a neat little tool that can help you avoid paying those fees ever again.